That is the core of the change in supervision by the Central Bank of Curaçao and Sint Maarten (CBCS). “Focused means that we have a quick overview of the most important problems and shortcomings in supervision and know which institution or institutions are affected, so that we can take targeted action before there is any damage,” said the explanation. By penetrating we mean that we intervene quickly and firmly and continue to push for improvements until they are actually realized. There is more: “Intrusive also means that the CBCS takes increasingly strict supervisory measures if the repair by the institution takes too long.” The Central Bank says it does this “in a consistent manner” with “extra attention to clear communication of our expectations” through consultation, practical guidance and policy statements. “This makes us more predictable in our actions and as a learning organization we are open to feedback.” This is stated in the brochure “New Style”